Revenue Advance - MCA


We have facilitated over $250 Million in funding to thousands of small businesses nationwide. Contact us today to see how we can help your business.

We Provide Small Businesses With The Capital They Need, When The Bank & SBA Say No

We determine the health of your business based on your cash fl ow – not just credit scores. Our in depth understanding of small businesses means that we can provide capital to businesses in as fast as 7 business days. 

About Our Advances 

  • Range from $3,000 - $2,000,000
  • 3 - 24+ month terms (based upon financials and credit specifics)
  • Fixed daily or weekly micro payments
  • Personal credit score 500+
  • Base upon revenue of business
  • Funding as fast as 5 business days
  • Daily or Weekly or Monthly direct micro-debit payments means no worries about a large end of month payments

Common Uses 

  • Purchasing Inventory
  • Facility Expansion
  • Renting, buying or leasing equipment
  • Hiring additional staff
  • Launching a marketing campaign
  • Working Capital
  • Overall, No Restrictions For Use of Funds

DOCUMENTS 

  • Loan Application
  • 4 - 12 months’ business bank statements (all pages)
  • 4 - 12 months’ credit card processing statements (if available; all pages)
  • Government issued photo ID (Driver License)
  • Copy of voided business check (to ACH deposit funds)

REQUIREMENTS

CRITERIAMINIMUMIDEAL
FICO500650
TIME IN BUSINESS4 Months1 year
ANNUAL GROSS REVENUES$120,000$250,000
BANKRUPTCY OK?Discharged - No OpenDischarged over 2 years ago or none
JUDGMENTS AND LIENSLess than $175k or 4% of AGR (less that $50k usually does not require payment plan)None
CREDIT PARTNER OK?NoNo
SECURED OR UNSECURED?UnsecuredUnsecured
INDUSTRY IMPORTANT?No Collection Agencies or Check CashingOpen
FUNDING AMOUNT1x to 2x monthly revenue100-125% monthly revenue

Additional RBA Requirements

CRITERIAMINIMUMIDEAL
NEGATIVE DAYS5-10 (Up to 10 with CC processing statements)0
AVERAGE DAILY BALANCE$1,000$2,500
NUMBER OF MONTHLY DEPOSITS310
OWNERSHIP50%>80%
MONTHLY GROSS REVENUES$10,000>$21,000

TIER ONE

90-125%

Monthly Revenue

HEALTHCAREChiropractors

Dentists

Ophthalmologists

Veterinarians
RESTAURANTSDrinking places

Quick service restaurants

Restaurants

Bakeries
RETAILBicycles

Candy stores

Children’s stores

Clothing

Cosmetics/perfumeFood/fruit/gourmet

Food/fruit/gourmet

Footwear

Hardware

Liquor stores

Optical centers

Meat/seafood

Optical centers

Party supplies

Pharmacies

Specialty department stores

Sporting goods

Toys/hobby/pet stores
SERVICEAutomotive

Beauticians/beauty supply

Dry cleaning/laundry

Health spa

TIER TWO

50-70%

Monthly Revenue

ATV/snowmobileJewelers
Auction housesTransportation
Bridal wearMarinas
Car sales-new/usedMotorcycle dealers
CateringMoving companies
ConsignmentNightclubs/loungesConsignment
ConstructionNon-profits
eCommerce businessOnline Electronics
Educational institutionsPawn Shop
Flea marketsPet Merchandise
Formal wearShipping Businesses
Fortune tellersSports Memorabilia
Furniture storesSupermarkets/Grocery Stores
Home based businessesTicketing Agencies
Insurance agenciesTravel Agencies

PROHIBITED INDUSTRIES

Credit Protection
Check Cashing
Collection Agencies
Debt Consolidation


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